About our financial institution - R&D Capital
Icone de 3 lignes vertes représentant un graphique

R & D Capital in figures

Our core business and speciality is financing refundable tax credits

R&D Capital is a Canadian financial institution that specializes in financing federal and provincial refundable tax credits.

It was founded in Montreal in 2004 by Pierre Binette and Capital Benoit and quickly became the leader in its field. In 2006 it was recognized as a financial institution, as defined in the Taxation Act, by the Canada Revenue Agency (CRA) and the Agence du revenu du Québec (ARQ).

R&D Capital provides financing products adapted to your field of activity, whatever your stage of development. We can help you access funding for refundable tax credits in scientific research and experimental development (SR&ED), multimedia, e-business development (TCEB), film production or mining exploration.

Through the sound management of tax credits and with an impressive track record in terms of “win-win” partnerships, R&D Capital aims to enable every single client to obtain financing even before their formal application for reimbursement.

Icone de chronomètre en vert

Our efficiency and speed set us apart from the competition.

Icone de bouclier en vert

Our team of experts use their talent to serve customers.

Icone de validation dans un cercle en vert

Our employees abide by a stringent code of professional ethics and must conduct themselves in accordance with our corporate commitments and values.

Icone de bulle de conversation en vert
Customer satisfaction

We build long-term partnerships so that we can understand and meet our customers' current and future needs.

Icone d'un document de papier en vert
Responsibility to provide information

We make a point of informing our customers and the public about refundable tax credits.

Ligne courbée avec de petit rond sur le dessus représentant un graphique en bleu

+ 1700

Companies financed since 2004

+ 150

Loans granted each year

+ 25M$

Annual disbursements


In loans to innovative Canadian businesses

Icone de boite en carton verte

R&D Capital offers two financing solutions addressing the specific needs of companies based on their development stage. As soon as the application for credit is approved, we can finance part of your loan on present and future tax credits.

*Certain exceptions may apply.

Logo de R&D Capital en couleur
  • Amount of $ -750,000
  • Start-up company
  • Growing business
  • Amount of $ +500,000
  • Growing business
  • Mature company with upcoming changes
Icone de profil en vert

1700 satisfied customers since our beginnings

C02 Solutions

CO2 Solutions is a high technology company operating in the area of carbon dioxide capture and management. More specifically, the company currently seeks to commercialize an enzyme-based enabling technology for efficient CO2 capture from fossil-fuelled thermal power plants and other major CO2 emitters.

Need financing?

Contact us